4 Reasons Why Personal Loans Get Denied and What to Do
A personal loan may be a fantastic method to pay off high-interest debt, cover home repairs and other costs. Personal loans may be a...
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firstsouthernweb
- Mar 9
- 3 min
Interest Rate vs Annual Percentage Rate: Are They Different?
When you apply for loans, you may have come across the terms “interest rate” and “annual percentage rate” or APR. While some people may...
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firstsouthernweb
- Feb 23
- 2 min
Here’s Why Getting a Personal Loan Is a Great Idea!
Whether you're getting married, dealing with the passing of a loved one, or your toilet is cracked and you need major bathroom repairs,...
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firstsouthernweb
- Feb 9
- 3 min
Tips on How to Get Approved for a Personal Loan
When it comes to getting approval for a personal loan application, there's no one-size-fits-all solution. There are, however, some...
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firstsouthernweb
- Jan 19
- 3 min
What Is the Ideal Credit Score for a Personal Loan?
Your credit score plays a big factor in getting a personal loan. When you apply for a loan, you will be required to furnish your credit...
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firstsouthernweb
- Jan 5
- 3 min
A Beginner's Guide to Low-Income Loan: Answers to the FAQs
While some lenders require a minimum income level from borrowers, others are willing to look at other factors. However, even if you...
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firstsouthernweb
- Dec 22, 2021
- 3 min
Key Features of the Best Personal Loans For All Borrowers
Life is full of uncertainty. You don't know where it might take you. While some people might live their whole lives without needing a...
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firstsouthernweb
- Dec 8, 2021
- 3 min
Top 5 Essential Strategies on How to Rebuild Credit
Rebuilding credit can be challenging at the beginning. Your goal is to show lenders and credit card issuers that you can make future...
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firstsouthernweb
- Nov 17, 2021
- 3 min
Can a Personal Loan Negatively Affect Your Credit Score?
Word has been going around that applying for new credit affects your current credit score negatively. There is some truth to it, which is...
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firstsouthernweb
- Nov 3, 2021
- 3 min
What You Need to Get Approved for a Personal Loan
A personal loan can be very helpful if you need to streamline your finances and pay growing debts. It’s generally a feasible option, too,...
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firstsouthernweb
- Oct 20, 2021
- 3 min
5 Things to Know about Paying off Your Personal Loan Early
When you know you already have enough money each month for all your personal expenses, you may wonder if it’s fine to pay your personal...
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Nick Hoard
- Oct 6, 2021
- 4 min
Getting a Personal Loan with a Credit Score of 550
Getting a loan is your best option if you lack the funds when buying big-ticket things, such as a house or a car. The process of getting...
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firstsouthernweb
- Sep 22, 2021
- 3 min
Personal Loans: What Could Be Used as Collateral?
There is a mountain of reasons people get personal loans. Some may look into personal loans to help pay hefty medical bills, cover home...
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firstsouthernweb
- Sep 9, 2021
- 3 min
Personal Loan vs Consolidation Loan: What Is the Difference?
There are different types of loans such as business, home equity, car, and student loans. Each of them is taken out for a specific...
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Nick Hoard
- Aug 19, 2021
- 3 min
4 Simple Steps to Handling Your Finances and Personal Debt
Financial problems appear every day, and many have to carry the weight of them while figuring out how to get it off their backs. America...
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Nick Hoard
- Aug 5, 2021
- 3 min
Loan Options for Your Home Down Payment: Things to Consider
You discover the city you want to live in for the rest of your life, and you decide it’s time to stop renting and begin owning your own...
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Nick Hoard
- Jul 22, 2021
- 3 min
Do You Have to File and Pay Income Taxes on Personal Loans?
Whenever tax season comes around, individuals and businesses start the tedious task of preparing all the paperwork needed, including...
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Nick Hoard
- Jul 8, 2021
- 2 min
Personal Loan vs. Balance Transfer Card: Which Is Better
Debt repayment isn’t cut and dry—you must consider factors beyond the amount you owe and the length of the term. Whether you have a small...
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firstsouthernweb
- Jun 24, 2021
- 3 min
Three Indicators That Personal Loans Aren’t for You
Personal loans are a form of credit that many prefer over high-interest credit cards due to their typically lower-cost interest rates....
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firstsouthernweb
- Jun 10, 2021
- 3 min
What to Know About Personal Loans and Mortgage Applications
Trying to find a property and start up a home can seem much more complicated as an adult. With a lack of funding and other economic...
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